Big Insurance Follows Climate Science, But You’re Under No Obligation to Do the Same

At left we see the decisions that Allstate and State Farm have made re: climate change.

If you live in a trailer park and get your “news” from Fox, Newsmax, and QAnon, you’re probably a climate denier, an anti-vaxxer, a Trump supporter, and so on down the line.  This is a free country, and thus you’re at liberty to hold those views, and, if you’ve achieved middle-age, there is very little additional cost to you. You’re not wealthy, you never will be, and your ignorance can’t cost you any more going forward than it already has.

However, think for a moment of the people who made it to the top of their respective fields.  If that field happens to be insurance, imagine that you manage the strategic investment decisions of Allstate or State Farm.  You’re one of very few who are held to account for the intelligent direction of hundreds of billions of dollars.  You must have been extremely intelligent, advancing far beyond your peers.  Above all, you didn’t achieve this station in life by absorbing right-wing disinformation.

Can you be at the top of the insurance industry with profoundly conservative values?  Sure, but not if those ideas led you to “news” sources that caused you to reject science, or you would have been cut off at the knees if you wanted to advance beyond selling auto or term- or whole-life to the now-grown kids you knew in high school.  You’d be no closer to the upper echelon of the insurance industry than you’d be to flying to the moon on a skate board.

In the final analysis, no one cares what utter crap you believe.  Just don’t think that pure bulls*** is going to take you anywhere in a world that has anything whatsoever to do with big money.  Nature abhors a vacuum.  Big money abhors stupidity.